OryaPay Terms & Conditions

Terms and Conditions

By accessing or using OryaPay, you agree to comply with these Terms and Conditions and all applicable laws and regulations. If you do not agree, you may not use our platform.

Eligibility

You must be at least 18 years old (or the legal age in your country) to create and use an OryaPay account.
You are responsible for ensuring that your use of OryaPay complies with local laws and regulations in your jurisdiction.

Customer Support

Support is available through:
- Email: support@oryapay.com
- Live Chat: within the platform (during business hours).
- Ticketing System: response times may vary depending on case complexity.
OryaPay aims to resolve issues fairly and in a timely manner.

Account & Security

You are responsible for keeping your login credentials secure.
OryaPay is not liable for losses resulting from unauthorized access due to user negligence (e.g., sharing passwords).
Suspicious activity may result in temporary suspension for investigation.

Intellectual Property

All content, branding, design, trademarks, and services on OryaPay are the exclusive property of OryaPay Ltd.
You may not copy, resell, distribute, or modify any part of the platform without prior written consent.

Disclaimer of Warranties

OryaPay services are provided “as-is” and “as available”.
We do not guarantee uninterrupted access, error-free operation, or compatibility with all devices and systems.
Users acknowledge that occasional downtime may occur for maintenance or upgrades.

Prohibited Use

Users may not use OryaPay for:

Fraudulent, illegal, or deceptive activities.
Transactions involving weapons, drugs, human trafficking, or restricted goods.
Violent, racist, hateful, or extremist content.
Money laundering, terrorist financing, or sanction violations.

Violators risk account suspension or permanent termination.

Payments & Refunds

Deposits: all deposits are non-refundable unless otherwise stated.
Refunds: only issued for eligible disputes covered under Buyer Protection.
Chargebacks & Fraud: initiating fraudulent chargebacks may result in immediate account termination and possible legal action.

Free Balance, Coupons & Promotions

OryaPay may offer free balance, vouchers, or coupons for promotional purposes.
Misuse (e.g., creating multiple accounts, automated abuse, or fraud) may lead to suspension or removal of such benefits.
Promotional offers have an expiration date and are subject to change.

Limitation of Liability

OryaPay is not liable for indirect, incidental, or consequential damages (including lost profits, data loss, or business interruption).
Maximum liability is limited to the amount of the last transaction processed through OryaPay.

Termination of Service

OryaPay reserves the right to suspend or terminate accounts at any time if terms are violated or suspicious activity is detected.
Users may close their account anytime by contacting support.

Governing Law

These Terms and Conditions are governed by the applicable laws of [Insert Jurisdiction, e.g., United Kingdom / UAE / Cyprus].
Any disputes shall be resolved under the jurisdiction of the courts in that country.

Updates to Terms

OryaPay may update these Terms from time to time.
Continued use of the platform after updates means acceptance of the revised Terms.

Contact Us

For questions or concerns regarding these Terms, please contact:
📧 support@oryapay.com